Texas Home Electricity Rates, Explained
Understand the rate before you choose the plan. Check what changes the price, then compare available plans at your usage.
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How it works
Find a plan that fits your usage.
- 01
Enter your ZIP.
Use a recent bill, or compare with an estimate.
- 02
Compare at your usage.
See monthly estimates with delivery and fees included.
- 03
Pick a plan.
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What you'll see
See what goes into the estimate.
Real rate
Energy, delivery, and fees at your usage.
Conditional pricing
See when credits apply and which charges can change.
Plan offered by
Every plan names its provider. Tap a plan for its EFL prices at 500, 1,000, and 2,000 kWh.
Fine print we check
The conditions to check in a plan
A plan's advertised rate may change at your usage. Check the conditions before you choose.
Full definitions in the glossary.
Why Voltcheckr
Compare the same home, plan by plan.
You pick the plan. Your utility still runs the lines and fixes outages.
Real cost, side by side
See available plans at the same usage, with delivery and fees included. Your monthly estimate changes when your usage does.
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Made for Texas homes.
We know the Oncor, CenterPoint, AEP Texas, and TNMP areas, EFL fine print, and PUCT consumer rules.
Market context
Texas electricity by the numbers
Use these dated averages for market context. Your own options depend on your address and usage; the comparison shows available plan prices.
EIA averages, data through 06/2026. Market context, not your bill and not any plan's price.
Texas electricity rates at a glance
Texas homes pay an average of 15.94 cents per kWh for electricity all-in (energy, TDU delivery and fees together), per U.S. Energy Information Administration data through 06/2026, against 18.34 cents nationally. The average Texas home uses about 1,095 kWh a month, so that average rate implies a bill of roughly $175. In the deregulated part of the state, where Oncor, CenterPoint Energy, AEP Texas and Texas-New Mexico Power deliver the power, households choose a retail electric provider and the utility keeps delivering at the same regulated rate under every plan. Homes on a municipal utility or an electric cooperative, Austin Energy and CPS Energy among them, have no retail choice. Every retail plan publishes an Electricity Facts Label with its average price at 500, 1000, and 2000 kWh, and the honest comparison is at your own monthly usage with delivery included. These figures are market context, not any plan's price.
How the market works
How Texas deregulation works
REP
The Retail Electric Provider sells you the energy and sends the bill. It is the only thing you choose when you switch plans.
TDU
The transmission and distribution utility owns the wires and meters. It charges regulated delivery rates, identical for everyone in your area.
ERCOT
The Texas grid operator. It keeps the system balanced. You never buy anything from it directly.
Switching providers never changes the wires, the meter, or the crew that responds to outages. That belongs to the TDU no matter which plan you pick. Switching only changes who bills you for the energy and at what price.
Your utility
Who delivers your electricity (TDU territories)
The main TDUs of the deregulated market: Oncor, CenterPoint Energy, AEP Texas North, AEP Texas Central, and Texas-New Mexico Power, plus Lubbock Power & Light since Lubbock joined retail choice in 2024. Major cities by territory:
| TDU (delivery) | Major cities |
|---|---|
| Oncor Electric Delivery | Dallas, Fort Worth, Plano, Round Rock, Pflugerville, Waco, Tyler, Midland, Odessa |
| CenterPoint Energy | Houston, Katy, Sugar Land, Pasadena, Baytown |
| AEP Texas Central | Corpus Christi, Laredo, McAllen, Harlingen, Victoria |
| AEP Texas North | Abilene, San Angelo, Vernon |
| Texas-New Mexico Power (TNMP) | Texas City, League City, Lewisville, Alvin |
| Lubbock Power & Light | Lubbock (in retail choice since 2024) |
A home on the lines of Austin Energy or CPS Energy, city-owned utilities that have not opted into retail competition, cannot switch providers. The same goes for El Paso, the Panhandle, and most rural co-ops. Oncor also serves addresses inside the City of Austin, and a household on Oncor's lines with its own electricity account chooses its retail electric provider.
City by city
Rates by city
Average usage, who delivers the power, and whether your area can choose its provider, city by city:
Dallas–Fort Worth Metroplex
Greater Houston
North Texas
Central Texas
South-Central Texas
Cities without retail choice
Municipal utilities, electric cooperatives that have not opted into retail competition, or non-ERCOT territory: an address on their lines cannot switch providers, and these pages explain it by address.
Read the average
What "all-in" means
The average above is total revenue divided by kWh sold: energy, TDU delivery, and fees together. That's how the EIA measures, and that's how your bill feels. Advertised rates are usually something else: energy only, at one exact usage level.
That's why every Texas plan publishes an Electricity Facts Label (EFL) with the average price at 500, 1000, and 2000 kWh. The three numbers differ on almost every plan, because fixed charges and credits change the math at each level. The right question is never "what's the rate?" but "what does this plan cost at MY usage?"
Why your summer bill spikes
Texas usage is air-conditioning dominant: summer months run far above the annual average and winter months below it. That matters when picking a plan, because bill-credit thresholds and minimum-usage fees behave differently in August than in April. A plan that wins at your average month can lose at your extreme months.
Our comparison models your full year rather than a single month for exactly this reason.
Common questions
What is the average electricity rate in Texas?
The average residential electricity rate in Texas is 15.94 cents per kWh all-in, per EIA data through 06/2026. That includes energy, delivery, and fees, and compares to a US average of 18.34 cents. It is market context, not any specific plan's price: what you actually pay depends on your plan and your usage.
Why is my rate higher than the Texas average?
Averages blend every home and every plan. Your effective rate depends on your usage level (fixed charges weigh more at low usage), whether a bill credit threshold was hit, TDU delivery charges in your area, and whether your fixed contract expired and rolled onto a month-to-month holdover plan. Comparing plans at your actual usage is the only honest way to see your number.
What are TDU delivery charges?
The TDU (transmission and distribution utility) owns the poles, wires, and meters in your area and charges every customer the same regulated delivery rates regardless of which retail provider you pick. In deregulated Texas the main TDUs are Oncor, CenterPoint Energy, AEP Texas North, AEP Texas Central, and Texas-New Mexico Power. Delivery charges appear on your bill on top of the energy charge, which is why an advertised energy-only rate understates your real cost.
Does switching providers change my wires or reliability?
No. The TDU keeps delivering your power and responding to outages no matter which retail provider you choose. Switching changes who bills you for the energy and at what price. It never changes the wires, the meter, or the crew that restores your power.
What is an EFL and why do the 500/1000/2000 kWh prices differ?
The Electricity Facts Label is the standardized disclosure every Texas plan must publish. It shows the average all-in price at exactly 500, 1000, and 2000 kWh per month. The three numbers differ because fixed charges, tiered rates, and bill credits change the math at each usage level. A plan that looks cheap at 1000 kWh can be expensive at your actual usage, which is why we rank plans at your number, not the label's.
How does Voltcheckr make money?
Voltcheckr LLC is an independent energy broker registered with the Public Utility Commission of Texas (Broker Registration BR260102). Our enrollment partner pays us a flat referral fee when you complete a sign-up through Voltcheckr. The ranking is by all-in cost at your usage.
Sources: averages derived from U.S. Energy Information Administration data (through 06/2026); TDU territories and market structure per the Public Utility Commission of Texas. Voltcheckr LLC is an independent energy broker (PUCT Broker Registration BR260102).
Cite as: Voltcheckr LLC, Texas electricity rates (EIA-derived, data through 06/2026), voltcheckr.com/electricity-rates.
So what's your number?
Averages are context. Your ZIP gets your real cost: results in about 60 seconds.
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